Last Updated on November 4, 2022 by admin
- Make a list… and check it twice.
- Sit down before you start your holiday shopping and make a list of everyone you need to buy gifts for. Once you have your list, set a budget for each person. This will help keep you from overspending on any one individual.
2. Shop around for the best deals.
Don’t just purchase the first thing you see—take the time to compare prices at different stores before settling on a purchase. You may be surprised at how much you can save by doing this. There are also many online resources, such as Flipp, that can help you find the best deals in your area.
3. Use cash instead of credit.
If you’re serious about sticking to your budget, it’s best to use cash instead of credit when making your holiday purchases. This way, you’ll only spend what you have and won’t be tempted to put anything on your credit card that you can’t afford to pay off right away.